SAIF Workers’ Compensation
Insurance Discount Opportunity for Oregon MGMA Members
OGSERP discount of 24 percent for 7/1/2024 - 6/30/2025
Step 1. Confirm you are a current member of Oregon MGMA.
• Not sure whether you hold a current membership?
Contact Executive Director Mindy Zaubi at main@omgma.com or (678) 523-5915.
• Not yet a member? Join for just $100 if you meet Active Member criteria. The $100 annual membership saves 24%* on your organization’s annual premium – a discount well worth the investment – plus you receive the Oregon MGMA member benefits, education and resources.
Step 2. Contact your insurance agent/broker or SAIF directly
Your practice's agent/broker or our SAIF representative will help ensure you meet SAIF’s eligibility criteria and apply for the discount when your next premium payment comes due. (OGSERP discount: 24 percent for 7/1/2024 - 6/30/2025)
- SAIF Representative: Mandy Dunagan, SAIF Agency and Group Program Coordinator, mandun@saif.com
SAIF Eligibility Criteria:
- Must have an annual manual premium equal to, or greater than, $2,500
- Be a member in good standing of the Oregon MGMA association (dues paid current)
- Earned or unearned experience rating 1.00 or less
- Group history period* incurred to manual loss ratio less than 40 percent
- Group history period frequency of business operations less than SAIF average frequency for the principal class for accounts newly enrolling in the group**
- Group history period frequency of business operations less than 1.5 times the SAIF average frequency for the principal class for current group members renewing in the group**
- Underwriters have judgment authority for approving group pricing
* OGSERP discount changes annually. Current period discount for OGSERP is 12% for 7/1/2022 – 6/30/2023.
** Group history period includes policy periods incepting within 57 months prior to the effective date of the policy year being priced and must include a minimum of 34 months of history.
*** SAIF calculates an average expected claim frequency (per $100 payroll) for each class effective January 1 each year using the expected frequency for the year that corresponds to the effective date of the policy year being priced.
Principal Class Codes
8832 Physicians & Office Clerical - usage (01), (03), (04), (06), (07), (09), (10).