Oregon Medical Group Management Association

SAIF Workers’ Compensation Insurance Discount Opportunity for Oregon MGMA Members

     

OGSERP discount of 24 percent for 7/1/2024 - 6/30/2025

Step 1. Confirm you are a current member of Oregon MGMA.

Not sure whether you hold a current membership?

Contact Executive Director Mindy Zaubi at main@omgma.com or (678) 523-5915.

Not yet a member? Join for just $100 if you meet Active Member criteria. The $100 annual membership saves 24%* on your organization’s annual premium – a discount well worth the investment – plus you receive the Oregon MGMA member benefits, education and resources.

Step 2. Contact your insurance agent/broker or SAIF directly

  • Your practice's agent/broker or our SAIF representative will help ensure you meet SAIF’s eligibility criteria and apply for the discount when your next premium payment comes due. (OGSERP discount: 24 percent for 7/1/2024 - 6/30/2025)

  • SAIF Representative: Mandy Dunagan, SAIF Agency and Group Program Coordinator, mandun@saif.com

SAIF Eligibility Criteria:

  • Must have an annual manual premium equal to, or greater than, $2,500 
  • Be a member in good standing of the Oregon MGMA association (dues paid current) 
  • Earned or unearned experience rating 1.00 or less
  • Group history period* incurred to manual loss ratio less than 40 percent 
  • Group history period frequency of business operations less than SAIF average frequency for the principal class for accounts newly enrolling in the group**
  • Group history period frequency of business operations less than 1.5 times the SAIF average frequency for the principal class for current group members renewing in the group**
  • Underwriters have judgment authority for approving group pricing

* OGSERP discount changes annually. Current period discount for OGSERP is 12% for 7/1/2022 – 6/30/2023.

** Group history period includes policy periods incepting within 57 months prior to the effective date of the policy year being priced and must include a minimum of 34 months of history.

*** SAIF calculates an average expected claim frequency (per $100 payroll) for each class effective January 1 each year using the expected frequency for the year that corresponds to the effective date of the policy year being priced.

Principal Class Codes

8832 Physicians & Office Clerical - usage (01), (03), (04), (06), (07), (09), (10).

Contact us! main@omgma.com | (678) 523-5915 | P.O. Box 1468, Sandpoint, ID 83864

Copyright 2024, Oregon Medical Group Management Association